An account holder may use his Medisave to pay for the hospitalisation and certain outpatient expenses incurred at any hospital in Singapore. He may use his Medisave savings for himself and as well as his immediate family members.
Medisave can be claimed only if the patient stays in the hospital for at least 8 hours (unless the patient is admitted for day surgery).
The claim limits are as follows:
- Medical / surgical inpatient cases
S$450 per day for daily hospital charges for patients admitted on or after 1 May 2007. This includes a maximum of S$50 for doctor's daily attendance fees.
- Approved day surgeries
Up to S$300 per day for daily hospital charges for surgeries done on or after 1 May 2007. This includes a maximum of S$30 for doctor's daily attendance fees.
- Surgical operations (inpatient and day surgery)
A fixed limit - depending on the complexity of the operation - according to the table of surgical operation, as given below :