Schemes & Subsidies 



An introduction to the healthcare system in Singapore.More »


Medisave, introduced in April 1984, is a national medical savings scheme which helps individuals put aside part of their income into their Medisave Accounts to meet their future personal or immediate family's hospitalization, day surgery and certain outpatient expenses.Find out more about Medisave. More »


MediShield, introduced in 1990, is a low cost catastrophic illness insurance scheme. It is designed to help members meet the medical expenses from major or prolonged illnesses from which their Medisave balance would not be sufficient to cover. MediShield operates on a co-payment and deductible system to avoid the problems associated with first-dollar, comprehensive insurance. The premiums for MediShield is payable by Medisave. More »


Medifund is an endowment fund set up by the Government in April 1993 to help needy Singaporeans who are unable to pay for their medical expenses. This fund acts as a safety net for those who cannot afford the subsidised bill charges despite Medisave and MediShield coverage. Medifund was established with an initial capital of S$200 million and capital injections will be made when budget surpluses are available. The capital sum currently stands at S$1.7 billion. The interest income from this capital sum are being utilised to finance the needy. More »


ElderShield, introduced in September 2002, is an affordable severe disability insurance scheme designed to help Singaporeans meet with expenses incurred in the event of severe disability. ElderShield premiums can be paid with Medisave or cash. More »

Other subsidy schemes

Interim Disability Assistance Programme for the Elderly (IDAPE)

The Interim Disability Assistance Programme for the Elderly (IDAPE) scheme provides financial help to need and disabled Singaporeans, who were not eligible to join ElderShield due to their age and pre-existing conditions. More »

Community Health Assist Scheme (CHAS)

The Community Health Assist Scheme (CHAS) is one of the Ministry of Health (MOH)’s programmes to help provide accessible and affordable medical and dental care to Singapore Citizens. More »

Drug Subsidies

Patients receive drug subsidies based on their paying status and the scheme under which the drug is covered (e.g. Standard Drug List, Medication Assistance Fund, inpatient drug subsidy, etc). Some drugs are subsidised only for specific clinical indications. More »

Caregivers Training Grant (CTG)

The Caregivers Training Grant (CTG) provides caregivers with an annual grant of $200 for each care dependent to attend AIC’s pre-approved training programmes. It aims to build the caregiver’s capabilities in caring for the physical, social and emotional needs of the care recipients. More »

Foreign Domestic Worker Grant (FDW Grant)

The Foreign Domestic Worker (FDW) Grant provides a monthly grant of $120 for families who hire foreign domestic workers to care for an elderly person or person with at least moderate disabilities. This Grant will help alleviate the cost of care for families, and support ageing-in-place and caregiving at home. More »

Foreign Domestic Worker (FDW) Levy Concession for Persons with Disabilities

The Foreign Domestic Worker (FDW) Levy Concession for Persons with Disabilities enables families to pay a lower monthly concessionary FDW levy when employing full-time caregivers to look after their loved ones with disabilities. From the May 2015 levy, the concessionary FDW levy payable will be reduced from $120 to $60 per month.More »

Seniors' Mobility and Enabling Fund

With effect from 1 July 2013, the $10 million Senior’s Mobility Fund has been expanded into a $50 million Seniors’ Mobility and Enabling Fund (SMF). With its expansion, SMF now provides even more holistic and comprehensive support for seniors to remain mobile and to live independently in the community. It also offers greater support to caregivers in caring for their seniors at home.More »

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