Schemes & Subsidies 



An introduction to the healthcare system in Singapore.More »


Medisave, introduced in April 1984, is a national medical savings scheme which helps individuals put aside part of their income into their Medisave Accounts to meet their future personal or immediate family's hospitalization, day surgery and certain outpatient expenses.Find out more about Medisave. More »

MediShield Life

MediShield Life replaced MediShield from 1 Nov 2015. It is a basic health insurance plan which helps to pay for large hospital bills and selected costly outpatient treatments, such as dialysis and chemotherapy for cancer. It is basic because it is sized for subsidised treatment in public hospitals. MediShield Life will provide protection for all Singapore Citizens and Permanent Residents, for life, including for any serious pre-existing conditions. MediShield Life has co-payment elements like deductible and co-insurance to avoid the overconsumption often associated with first-dollar, comprehensive insurance. The Government has also committed to keep MediShield Life premiums affordable with a range of Government subsidies. In addition, Medisave may be used to pay the full MediShield Life premiums. More »


Medifund is an endowment fund set up by the Government to help needy Singaporeans. Medifund is a safety net for patients who face financial difficulties with their remaining bills after receiving Government subsidies and drawing on other means of payments including MediShield Life/Integrated Plans, Medisave and cash. Set up in April 1993 with an initial capital of $200 million, the Government will inject capital sum into the fund from time to time, e.g. when budget surpluses are available. The interest income generated from the capital sum is used to provide financial assistance for healthcare bills.More »


ElderShield, introduced in September 2002, is an affordable severe disability insurance scheme designed to help Singaporeans meet with expenses incurred in the event of severe disability. ElderShield premiums can be paid with Medisave or cash. More »

Other subsidy schemes

Interim Disability Assistance Programme for the Elderly (IDAPE)

The Interim Disability Assistance Programme for the Elderly (IDAPE) scheme provides financial help to need and disabled Singaporeans, who were not eligible to join ElderShield due to their age and pre-existing conditions. More »

Community Health Assist Scheme (CHAS)

The Community Health Assist Scheme (CHAS) is one of the Ministry of Health (MOH)’s programmes to help provide accessible and affordable medical and dental care to Singapore Citizens. More »

Drug Subsidies

Patients receive drug subsidies based on their paying status and the scheme under which the drug is covered (e.g. Standard Drug List, Medication Assistance Fund, inpatient drug subsidy, etc). Some drugs are subsidised only for specific clinical indications. More »

Caregivers Training Grant (CTG)

The Caregivers Training Grant (CTG) provides caregivers with an annual grant of $200 for each care dependent to attend AIC’s pre-approved training programmes. It aims to build the caregiver’s capabilities in caring for the physical, social and emotional needs of the care recipients. More »

Foreign Domestic Worker Grant (FDW Grant)

The Foreign Domestic Worker (FDW) Grant provides a monthly grant of $120 for families who hire foreign domestic workers to care for an elderly person or person with at least moderate disabilities. This Grant will help alleviate the cost of care for families, and support ageing-in-place and caregiving at home. More »

Foreign Domestic Worker (FDW) Levy Concession for Persons with Disabilities

The Foreign Domestic Worker (FDW) Levy Concession for Persons with Disabilities enables families to pay a lower monthly concessionary FDW levy when employing full-time caregivers to look after their loved ones with disabilities. From the May 2015 levy, the concessionary FDW levy payable will be reduced from $120 to $60 per month.More »

Seniors' Mobility and Enabling Fund

With effect from 1 July 2013, the $10 million Senior’s Mobility Fund has been expanded into a $50 million Seniors’ Mobility and Enabling Fund (SMF). With its expansion, SMF now provides even more holistic and comprehensive support for seniors to remain mobile and to live independently in the community. It also offers greater support to caregivers in caring for their seniors at home.More »

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