Merdeka Generation Package

The Government has introduced the Merdeka Generation Package (MGP) to honour and thank our Merdeka Generation (MG) for their contributions.  

The MGP supports the aspirations of MG seniors in their silver years by helping them to stay active and healthy and providing them better peace of mind over future healthcare costs.

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Who is Eligible?


Singapore citizens who:

  • Were born from 1 January 1950 to 31 December 1959, and 
  • Became a Singapore citizen on or before 31 December 1996.
or

  • Were born on or before 31 December 1949, and 
  • Became a Singapore citizen on or before 31 December 1996, and  
  • Do not receive the Pioneer Generation Package.


You may check your eligibility for the Merdeka Generation Package via:

  • LifeSG App: Merdeka Generation (MG) seniors who have successfully logged onto the LifeSG app via SingPass can view their MG e-card. Download the LifeSG app today: AndroidiOS.
  • Singpass Mobile App: Seniors who are Singapore Citizens may log on to their SingPass mobile app to view their eligibility status for the Merdeka Generation Package.

What are the Benefits?


A list of the benefits is summarised as follows, with more details provided below.

  • Benefit #1: PAssion Silver Card Top-Up
  • Benefit #2: MediSave Top-Ups
  • Benefit #3: Outpatient Care Subsidies
  • Benefit #4: CareShield Life Additional Participation Incentives
  • Benefit #5: Additional MediShield Life Premium Subsidies


Benefit #1: PAssion Silver Card Top-Up

  • One-off $100 PAssion Silver Card top-up for use on active ageing programmes, public transport and more (only redeemable once)
  • If you have not redeemed the top-up, you may do so at any TransitLink Ticket Offices, Concession Card Replacement Offices or TransitLink Add Value Machines/Kiosks located at selected MRT stations and Bus Interchanges, by 30 November 2021. The full list of top-up locations can be found here. Log on to PAssioncard.gov.sg or call 1800-2255-663 for details of top-up locations.


What can you use your $100 for?

MG PAssion Silver



Benefit #2: MediSave Top-Ups

  • $200 Medisave top-ups every year, from 2019 to 2023

What can you use your MediSave for?

MG MSV



Benefit #3: Outpatient Care Subsidies

  • 3 healthcare touchpoints for outpatient medical and dental subsidies – Community Health Assist Scheme (CHAS) GP and Dental clinics, Polyclinics, and Public Specialist Outpatient Clinics (Public SOCs).

You will receive more subsidies at Polyclinics, Public SOCs and CHAS clinics.

    At Polyclinics and Public SOCs*

    Additional 25% off remaining bill

    for subsidised services and medications

    At CHAS Clinics

    - Please bring your MG card and your NRIC when you visit CHAS clinics to enjoy your subsidies.

    Common Illnesses

    (e.g. cold, cough)

    Up to $23.50

    subsidy per visit

    Simple Chronic Condition 1

    Up to $85 subsidy per visit

    Capped at $340 per year

    Complex Chronic Conditions 2

    Up to $130 subsidy per visit

    Capped at $520 per year

    Selected Dental Services

    Dependent on procedure

    Up to $16 to $261.50 subsidy

    per procedure

    Recommended Health Screening

    through Screen for Life

    $2 fixed fee

    For Merdeka Generation

    Nationally-recommended vaccinations

    From 1 November 2020 onwards, MG seniors who meet the criteria for vaccination under the National Adult Immunisation Schedule (NAIS) are eligible for subsidies for nationally-recommended vaccinations.

    * In order to receive subsidies for Public SOC visits, you will first need to be assessed and referred by a CHAS clinic or polyclinic. The doctor will refer you to a Public SOC as a subsidised patient if needed.
    1Seeing the doctor for a single chronic condition (e.g. high blood pressure).
    2Seeing the doctor for multiple chronic conditions or a single chronic condition with complication(s).


To find out more about CHAS and for the latest updates, please click here.


Benefit #4: CareShield Life Additional Participation Incentives

  • $4,000 participation incentives to join CareShield Life

CareShield Life is a national long-term care insurance scheme targeted at severe disability and is an enhancement of the ElderShield scheme.

Additional $1,500 participation incentives for MG seniors who join CareShield Life. Together with the $2,500 participation incentive announced earlier, all MG seniors will receive a total of $4,000 in participation incentives. This will be spread over ten years and used to offset their annual CareShield Life premiums, if they join CareShield Life by 31 Dec 2023.

This is in addition to any means-tested premium subsidies that MG seniors may receive.

MG CSHL

Please refer to the CareShield premium calculator for estimated premiums. For more information on CareShield Life, please click here.


Benefit #5: Additional MediShield Life Premium Subsidies

  • Additional 5% subsidy for your annual premiums, increasing to 10% after you turn 75 years old

MediShield Life provides Singaporeans with lifetime protection from large hospital bills.

MediShield Life Premium Subsidy for Merdeka Generation seniors

Your Age at Next Birthday (at the point of policy renewal)

Current Subsidy#

Merdeka Generation Subsidy

Total Subsidies

62 to 75 years old

Up to $462

(Up to 35% of your annual premium)

$51 to $66

(5% of your annual premium)

Up to $528

76 years old and above

Up to $1027.50

(Up to 50% of your annual premium)

$153 to $205.50

(10% of your annual premium)

Up to $1,233

#Existing premium subsidies are available for lower- to middle-income families. Please refer to www.moh.gov.sg/cost-financing/healthcare-schemes-subsidies/medishield-life/medishield-life-premiums-and-subsidies for more information.

At which healthcare providers can Merdeka Generation seniors enjoy additional subsidies for outpatient care?

At clinics under the Community Health Assist Scheme (CHAS)

All MG seniors will receive special subsidies at CHAS General Practitioner (GP) and dental clinics.

A list of clinics under the CHAS can be found here.

At Polyclinics and Public Specialist Outpatient Clinics (SOCs)

All MG seniors will receive an additional 25% off remaining bill for subsidised services and medications at polyclinics and public SOCs.

MG benefits for outpatient treatments are available at the following public healthcare institutions:

Polyclinics

  • SingHealth Polyclinics
  • National Healthcare Group Polyclinics
  • National University Polyclinics

Public Hospitals

  • Alexandra Hospital
  • Changi General Hospital
  • Institute of Mental Health
  • Khoo Teck Puat Hospital
  • KK Women's and Children's Hospital
  • National University Hospital (Singapore)
  • Ng Teng Fong General Hospital
  • Sengkang General Hospital
  • Tan Tock Seng Hospital
  • Woodlands Health Campus

Public Specialty Centres / Medical Centres

  • Admiralty Medical Centre
  • Jurong Medical Centre
  • National Cancer Centre of Singapore
  • National Centre for Infectious Diseases
  • National Dental Centre of Singapore
  • National Heart Centre of Singapore
  • National Neuroscience Institute of Singapore
  • National Skin Centre (Singapore)
  • National University Centre for Oral Health (Singapore)
  • National University Cancer Institute, Singapore
  • National University Heart Centre, Singapore
  • Singapore National Eye Centre

Frequently Asked Questions

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Why is the MGP only given to those born in the 1950s?

Compared to younger cohorts, the MG had fewer opportunities and lower wages, and they were less able to save up for their healthcare needs. The MGP provides additional support to this group, who are reaching their retirement years.


Younger cohorts of Singaporeans would have benefitted more from the schemes introduced over the years (e.g. MediSave in 1984), and are in a better position to look after their own healthcare needs. At the same time, we recognise that some will still need more help. The Government continues to provide substantial support through permanent healthcare schemes, to ensure that healthcare remains affordable for all.

I lost my MG card/welcome folder is damaged. How do I apply for a replacement?

Please call 1800-650-6060 for assistance.

Where can I receive my Merdeka Generation benefits?

Merdeka Generation seniors can receive special subsidies at polyclinics, subsidised Specialist Outpatient Clinics (SOCs) in the public hospitals, and private General Practitioner (GP) and dental clinics under the Community Health Assist Scheme (CHAS).

Please refer to section “What are the Benefits?” for more details of the benefits.

Can I appeal if I do not receive the MGP?

Citizens aged 60 years and above in 2019 (i.e. born on or earlier than 1959) who became Singapore citizens after 31 December 1996, but have good claims to be counted among the MG, can appeal for the MGP.

Similar to the Pioneer Generation Package, the Appeals Panel will not consider appeals from those who miss out on the age criterion (i.e. born after 31 December 1959 in this case).

You can send your appeals to contactus@merdeka.gov.sg or call 1800 2222 888. You can also mail to Robinson Road P.O. Box 3060 Singapore 905060.

If a MG senior has an Integrated Shield Plan, will he benefit from the MediShield Life subsidies?

Yes. Integrated Shield Plans (IPs), are made up of (i) a MediShield Life component managed by the Central Provident Fund (CPF) Board and (ii) additional private insurance coverage managed by a private insurer. The IP premium comprises the MediShield Life premium and the premium for the additional private insurance coverage.

All MG seniors will benefit from the additional MG premium subsidies – for those with IPs, this will apply to the MediShield Life portion of their IP premium.

Resources

Merdeka Sayang

Satu...Dua…Tiga! Let’s hear it for the Merdeka Generation!

Our vibrant, active, and inspiring Merdeka Generation help shape the country’s progress and they have all come so far.


Click here to view what happen behind the scenes.

The Merdeka Story

‘The Merdeka Stories’ is an anthology of four short films that depict the lives of the Merdeka Generation who grew up amidst the uncertainty of our nation’s formative years. Directed by four local award-winning directors, Don Aravind, Martin Hong, Priscilla Ang Geck Geck, and Wee Li Lin, together with local writer Jean Tay, the films look back at memorable experiences set in Singapore of yesteryear.

Click here to find out more.


The Merdeka Story II

‘The Merdeka Stories II’ is an anthology of four short films that depict the lives of our Merdeka Generation today. Directed by four local award-winning directors, Bertrand Lee, Don Aravind, Sufyan Sam’an and Wee Li Lin, together with local writer Jean Tay, the films explore the MGs’ spirit of active ageing, lifelong learning, giving back to society and passing on their legacies.

Click here to find out more.


Hands that Shaped the Nation: The Merdeka Generation

"Hands that Shaped the Nation: The Merdeka Generation” is a seven-parter documentary series that showcases the lives of the Merdeka Generation in post-independence Singapore, tracing the parallel development in key areas such as healthcare, economy, education, urban planning and the arts.

Click here to find out more.


The Mer.De.Ka Adventures
(E-Book)

Follow Mervis, Devi and Kassim and their comical friend, Old Master Q (Lao Fu Zi) as they stay active, healthy and connected with the Merdeka Generation Package.

Click here to find out more.



Email

General enquiries: contactus@merdeka.gov.sg
Silver Generation Ambassador Programme enquiries: enquiries@aic.sg

Contact Number

- For general enquiries on Merdeka Generation eligibility, MediSave top-up, and MediShield Life Subsidy, please call,
  • Hotline
    1800 2222 888

  • Hotline Operating Hours:
    Monday to Friday: 8.00am to 5.30pm
    Eves of Christmas, New Year and Chinese New Year: 8.00am to 1.00pm and Public Holidays: Closed

    - For loss of Merdeka Generation Card and other healthcare-related enquiries, please call,

    • Hotline Operating Hours:
      Monday to Friday: 8.30am to 8.30pm
      Saturdays: 8.30am to 4.00pm