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  • For Healthcare Professionals

Exclusions under MediShield Life

07 Nov 2018

The following treatment items, procedures, conditions, activities and their related complications are not covered by MediShield Life:

  • Ambulance fees

  • Cosmetic surgery

  • Maternity charges (including Caesarean operations) or abortions

  • Dental work (except due to accidental injuries)

  • Infertility, sub-fertility, assisted conception or any contraceptive operation

  • Sex change operations

  • Optional items which are outside the scope of treatment

  • Overseas medical treatment

  • Private nursing charges

  • Purchase of kidney dialysis machines, iron-lung and other special appliances

  • Treatment which has received full reimbursement from Workmen’s Compensation and other forms of insurance coverage

  • Treatment for drug addiction or alcoholism

  • Treatment of injuries arising directly or indirectly from nuclear fallout, war and related risk

  • Treatment of injuries arising from direct participation in civil commotion, riot or strike

  • Treatment of self-inflicted injuries or injuries resulting from attempted suicide

  • Vaccination

  • Surgical interventions for the following rare congenital conditions which are severe and fatal by nature: Trisomy 13, Bilateral Renal Agenesis, Bart's Hydrops and Anecephaly.