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  4. Integrated Shield Plans
  5. Comparison of Integrated Shield Plans

Comparison of Integrated Shield Plans

This page covers Integrated Shield Plans, including coverage levels, premium costs, claim rejections, and how to handle disputes, obtain Letters of Guarantee, and manage medical record costs.

Last updated 4 December 2024

Important Information

List of Integrated Shield Plans (IPs) and their targeted level of coverage

Basic Plans
Standard Integrated Shield Plans
Class B1 Plans
Class A Plans
Private Hospital Plans

Sample Policy Contracts of Integrated Shield Plans

AIA Singapore Private Limited’s HealthShield Gold
Great Eastern Life Assurance Co’s SupremeHealth
HSBC Life (Singapore) Private Limited’s HSBC Life Shield
Income Insurance Limited’s IncomeShield and Enhanced IncomeShield
Prudential Assurance Company Singapore’s PRUShield
Raffles Health Insurance’s Raffles Shield
Singapore Life Limited’s Singlife Shield

Service Indicators

Common reasons why insurers may reject or not pay for claims

Letter of Guarantee

Common reasons why insurers do not provide a Letter of Guarantee in specific cases

Medical Record Costs

What if I have a claim dispute with my insurer?

For claim disputes of a contractual nature

For claim disputes of a clinical nature