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Ministry of Health

Inpatient care

MediSave can be used to pay for an individual’s own and approved dependants’ hospitalisation expenses in Singapore.

Last updated on 27 August 2026

Inpatient and day surgery at acute hospitals

The total MediSave claimable for a given inpatient or day surgery episode is the sum of the daily hospital charge limit and the surgical limit.

Daily hospital charge limit

The inpatient daily hospital limit applies if the patient is admitted to the hospital for at least 8 hours, while the day surgery limit applies if a patient undergoes a surgical operation listed under the Table of Surgical Procedures and is admitted and discharged within the same day. The claim limits are as follows:

Inpatient episodes

Up to $1,130 per day for the first two days of admission and $400 per day from the third day onwards for inpatient daily hospital charges1, in addition to any surgical limit applicable (below).

1Includes eligible Mobile Inpatient Care @ Home stays.

Inpatient psychiatric episodes

Up to $1,130 per day for the first two days of admission and $230 per day from the third day onwards for daily hospital charges2.

2MediSave withdrawal limit remains at $230 per day for psychiatric treatment at IMH.

Approved day surgeries

Up to $830 per day for daily hospital charges, in addition to the surgical limit (below).

Surgical limit (Inpatient and day surgery)

The surgical limit depends on the complexity of the operation, according to the Table of Surgical Procedures (TOSP), as given below.

View TOSP [PDF, 1.94 MB] (opens in new tab)for the full list of surgeries and their MediSave withdrawal limits.

Table of Surgical Procedures (TOSP)

Table of operations

MediSave surgical limit

1A/1B/1C

$240 / 420 / 490

2A/2B/2C

$760 / 1,120 / 1,120

3A/3B/3C

$1,390 / 1,740 / 1,920

4A/4B/4C

$2,380 / 2,440 / 2,540

5A/5B/5C

$2,610 / 2,660 / 2,770

6A/6B/6C

$3,260 / 3,610 / 3,960

7A/7B/7C

$4,340 / 4,830 / 5,290

Colonoscopy screenings

MediSave can be used for screening colonoscopies where recommended by the Screening Test Review Committee from the Academy of Medicine Singapore, subject to the prevailing TOSP withdrawal limit for colonoscopy procedures plus $830 per day for associated day surgery charges.

Inpatient stay at other settings

Stay in approved community hospitals

Up to $250 per day for daily hospital charges.

Stay in approved convalescent hospitals

Up to $50 per day for daily hospital charges, subject to a maximum of $3,000 a year.

Treatment in geriatric day hospitals

Up to $150 per day for daily hospital charges, subject to a maximum of $3,000 a year.

If outpatient treatments were undertaken while a patient was hospitalised, the patient will not be eligible to claim separately under the withdrawal limits for outpatient treatment. The eligible claim would be based on the prevailing inpatient withdrawal limits.

Treatments to help with parenthood expenses

MediSave Maternity Package

Prevailing inpatient limits (up to $1,130 for the first two days and $400 for the third and subsequent days in the hospital and applicable surgical withdrawal limit depending on the delivery procedure) plus an additional $900 for pre-delivery medical expenses. For more information, please refer to Marriage and Parenthood Schemes.

Assisted Conception Procedures (ACP)

MediSave may be used for ACP treatment cycles regardless of whether treatment is received in inpatient or outpatient setting. Only the patient’s and her spouse’s MediSave accounts may be used. The withdrawal limits are:

  • 1st cycle - $6,000

  • 2nd cycle - $5,000

  • 3rd and subsequent cycles - $4,000

A lifetime MediSave withdrawal limit of $15,000 per patient for ACP also applies.

Fertility Preservation Procedures

MediSave may be used for fertility preservation procedures, if the female patient has undergone or will be undergoing medically necessary treatment that may result in iatrogenic infertility or subfertility.

In the case of iatrogenic infertility:

  • Pre- and post-procedure charges are claimable under the ACP lifetime MediSave withdrawal limit of $15,000 per patient

  • Procedure charges are claimable under the respective daily hospital charge limit and surgical limit

In the case of iatrogenic subfertility:

  • Pre-procedure, procedure, and post-procedure charges are claimable under the ACP lifetime MediSave withdrawal limit of $15,000 per patient