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Ministry of Health
Parliamentary QA

BREAKDOWN OF 2025 MEDISHIELD LIFE PREMIUM REVISIONS ON NET PREMIUMS PAYABLE BY INCOME DECILE, AND QUANTITY OF UNSUBSIDISED POLICYHOLDERS

5 August 2026

NOTICE PAPER NO. 985

NOTICE OF QUESTION FOR WRITTEN ANSWER

FOR THE SITTING OF PARLIAMENT ON OR AFTER 5 AUGUST 2026

Name and Constituency of Member of Parliament

Dr Hamid Razak

MP for West Coast-Jurong West GRC

Question No. 1673

To ask the Coordinating Minister for Social Policies and Minister for Health following the 2025 MediShield Life premium revisions (a) what has been the median net change in annual premiums payable after subsidies and MediSave top-ups for resident households by income decile; and (b) how many policyholders have received no premium subsidy.

Answer

1        Around 60% of policyholders from lower and middle-income households as well as Pioneer and Merdeka Generation seniors receive structural premium subsidies. When MediShield Life was enhanced in 2025, the Government provided an additional $4.1 billion in premium support for three years. This comprised $3.4 billion in additional MediSave top-ups and $0.7 billion in additional premium subsidies.

2        The net change in premiums varies by age, per capita household income and property annual value. Table 1 shows the median net change in premiums, broken down by the income tiers for means-tested MediShield Life premium subsidies for those in properties with annual value $21,000 or less. This does not factor in MediSave top-ups. We do not have data by income deciles. 

Table 1: Median Net Change in Annual Premiums Payable between 2024 and 2025 for Resident Policyholders Before MediSave Top-Ups by Monthly Per Capita Household Income (PCHI) Tiers for Individuals in Properties with Annual Value of $21,000 or less

Table caption

Income Tier

Median Net Change in Annual Premiums Payable Before MediSave Top-Ups

Lower Income

(PCHI ≤ $1,500)

$16

Lower-Middle Income

($1,500 < PCHI ≤ $2,600)

$14

Upper-Middle Income

($2,600 < PCHI ≤ $3,600)

$15

Higher Income

(PCHI > $3,600)

$31

 3        For more than nine in ten Singaporeans, the net increase in annual premiums over the next three years will be more than offset by the MediSave top-ups.