Multi-generational living: MOH, HDB reply

Multi-generational living: An obstacle

28 September 2013, The Straits Times

THE HDB is building "three-generation" flats to encourage multiple generations to live under one roof ("3 generations, one flat in new HDB scheme"; yesterday).

But the benefits of this are negated by the Community Health Assist Scheme, which provides health subsidies to people who live in a household with a monthly income of no more than $1,800 per head.

If my wife and I were retirees, we would hesitate to live with our children because we might not qualify for health subsidies under the scheme, after their salaries are included to arrive at the per capita household income.

Is this a case of the right hand not knowing what the left is doing?

R. Jaichandra

Joint MOH-HDB reply

Multi-generational living: MOH, HDB reply

14 October 2013, The Straits Times

WE REFER to Mr R. Jaichandra's letter ("Multi-generational living: An obstacle"; Sept 28).

The Ministry of Health (MOH) uses per capita household income and property annual value criteria for the Community Health Assist Scheme (CHAS), as the basis for means testing to target subsidies at those who need it more.

This is in line with the principle that families should provide the first line of support, as households are a good proxy for the likely extent of financial support.

However, households facing extenuating circumstances and which do not meet the CHAS criteria will be considered on a case-by-case basis.

In line with the latest data, MOH has also updated the income criteria for CHAS, from a monthly cap of $1,500 to $1,800. This revision was carefully calibrated to ensure that lower- and middle-income Singaporeans, or about half of all Singaporean households, are eligible for the scheme.

MOH will continue to review the means-testing criteria for CHAS to ensure that the scheme continues to benefit those who need greater support.

Similarly, the Housing and Development Board (HDB) has various policies in place to facilitate mutual care and support for multi-generation families.

For instance, the Multi-Generation Priority Scheme allows parents to buy a separate flat but in the same Build-To-Order project as their children.

The three-generation flats are a new added option for those who wish to live together with their children.

Home buyers are advised to consider all housing options carefully and choose one that best suits their needs.

Bey Mui Leng (Ms)
Director
Corporate Communications
Ministry of Health

Ignatius Lourdesamy
Director
(Marketing and Development)
Housing and Development Board