A list of the benefits is summarised as follows, with more details provided below.
- Benefit #1: PAssion Silver Card Top-Up
- Benefit #2: MediSave Top-Ups
- Benefit #3: Outpatient Care Subsidies
- Benefit #4: CareShield Life Additional Participation Incentives
- Benefit #5: Additional MediShield Life Premium Subsidies
Benefit #1: PAssion Silver Card Top-Up
- One-off $100 PAssion Silver Card top-up for use on active ageing programmes, public transport and more (only redeemable once)
- If you have not redeemed the top-up, you may do so at any TransitLink Ticket Office or Kiosk, Concession Card Replacement Office, Ticketing Service Centre, Assisted Service Kiosk or Top-up Kiosk by 31 December 2023. Visit here for the list of redemption touchpoints.
- More details on the PAssion Silver Card can be found here.
What can you use your $100 for?

Benefit #2: MediSave Top-Ups
- $200 Medisave top-ups every year, from 2019 to 2023
What can you use your MediSave for?

Benefit #3: Outpatient Care Subsidies
- 3 healthcare touchpoints for outpatient medical and dental subsidies – Community Health Assist Scheme (CHAS) GP and Dental clinics, Polyclinics, and Public Specialist Outpatient Clinics (Public SOCs).
You will receive more subsidies at Polyclinics, Public SOCs and CHAS clinics.
At Polyclinics and Public SOCs* |
Additional 25% off remaining bill for subsidised services and medications |
At CHAS Clinics - Please bring your MG card and your NRIC when you visit CHAS clinics to enjoy your subsidies. |
Common Illnesses (e.g. cold, cough) | Up to $23.50 subsidy per visit |
Simple Chronic Condition 1 | Up to $85 subsidy per visit Capped at $340 per year |
Complex Chronic Conditions 2 | Up to $130 subsidy per visit Capped at $520 per year |
Selected Dental Services Dependent on procedure | Up to $16 to $261.50 subsidy per procedure |
Recommended Health Screening through Screen for Life | $2 fixed fee For Merdeka Generation |
Nationally-recommended vaccinations | From 1 November 2020 onwards, MG seniors who meet the criteria for vaccination under the National Adult Immunisation Schedule (NAIS) are eligible for subsidies for nationally-recommended vaccinations. |
* In order to receive subsidies for Public SOC visits, you will first need to be assessed and referred by a CHAS clinic or polyclinic. The doctor will refer you to a Public SOC as a subsidised patient if needed.
1Seeing the doctor for a single chronic condition (e.g. high blood pressure).
2Seeing the doctor for multiple chronic conditions or a single chronic condition with complication(s).
To find out more about CHAS and for the latest updates, please click here.
Benefit #4: CareShield Life Additional Participation Incentives
- $4,000 participation incentives to join CareShield Life
CareShield Life is a national long-term care insurance scheme targeted at severe disability and is an enhancement of the ElderShield scheme.
Additional $1,500 participation incentives for MG seniors who join CareShield Life. Together with the $2,500 participation incentive announced earlier, all MG seniors will receive a total of $4,000 in participation incentives. This will be spread over ten years and used to offset their annual CareShield Life premiums, if they join CareShield Life by 31 Dec 2023.
This is in addition to any means-tested premium subsidies that MG seniors may receive.

Please refer to the CareShield premium calculator for estimated premiums. For more information on CareShield Life, please click here.
Benefit #5: Additional MediShield Life Premium Subsidies
- Additional 5% subsidy for your annual premiums, increasing to 10% after you turn 75 years old
MediShield Life provides Singaporeans with lifetime protection from large hospital bills.
MediShield Life Premium Subsidy for Merdeka Generation seniors |
Your Age at Next Birthday (at the point of policy renewal) | Current Subsidy# | Merdeka Generation Subsidy | Total Subsidies |
62 to 75 years old | Up to $462 (Up to 35% of your annual premium) | $51 to $66 (5% of your annual premium) | Up to $528 |
76 years old and above | Up to $1027.50 (Up to 50% of your annual premium) | $153 to $205.50 (10% of your annual premium) | Up to $1,233 |
#Existing premium subsidies are available for lower- to middle-income families. Please refer to www.moh.gov.sg/cost-financing/healthcare-schemes-subsidies/medishield-life/medishield-life-premiums-and-subsidies for more information.
At clinics under the Community Health Assist Scheme (CHAS)
All MG seniors will receive special subsidies at CHAS General Practitioner (GP) and dental clinics.
A list of clinics under the CHAS can be found here.
At Polyclinics and Public Specialist Outpatient Clinics (SOCs)
All MG seniors will receive an additional 25% off remaining bill for subsidised services and medications at polyclinics and public SOCs.
MG benefits for outpatient treatments are available at the following public healthcare institutions:
Polyclinics
- SingHealth Polyclinics
- National Healthcare Group Polyclinics
- National University Polyclinics
Public Hospitals
- Alexandra Hospital
- Changi General Hospital
- Institute of Mental Health
- Khoo Teck Puat Hospital
- KK Women's and Children's Hospital
- National University Hospital (Singapore)
- Ng Teng Fong General Hospital
- Sengkang General Hospital
- Singapore General Hospital
- Tan Tock Seng Hospital
- Woodlands Health Campus
Public Specialty Centres / Medical Centres
- Admiralty Medical Centre
- Jurong Medical Centre
- National Cancer Centre of Singapore
- National Centre for Infectious Diseases
- National Dental Centre of Singapore
- National Heart Centre of Singapore
- National Neuroscience Institute of Singapore
- National Skin Centre (Singapore)
- National University Centre for Oral Health (Singapore)
- National University Cancer Institute, Singapore
- National University Heart Centre, Singapore
- Singapore National Eye Centre