Inpatient care

MediSave can be used to pay for an individual’s own and approved dependants’ hospitalisation expenses in Singapore.

Last updated 1 April 2025

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Inpatient and day surgery at acute hospitals

Treatments to help with parenthood expenses

Inpatient and day surgery at acute hospitals

The total MediSave claimable for a given inpatient or day surgery episode is the sum of the daily hospital charge limit and the surgical limit.

Daily hospital charge limit

The inpatient daily hospital limit applies if the patient is admitted to the hospital for at least 8 hours, while the day surgery limit applies if a patient undergoes a surgical operation listed under the Table of Surgical Procedures and is admitted and discharged within the same day. The claim limits are as follows:

Inpatient episodes

Up to $1,130 per day for the first two days of admission and $400 per day from the third day onwards for inpatient daily hospital charges¹, in addition to any surgical limit applicable (below).

¹Includes eligible Mobile Inpatient Care @ Home stays.

Inpatient psychiatric episodes

Up to $1,130 per day for the first two days of admission and $230 per day from the third day onwards for daily hospital charges².

²MediSave withdrawal limit remains at $230 per day for psychiatric treatment at IMH.

Approved day surgeries

Up to $830 per day for daily hospital charges, in addition to the surgical limit (below).

Surgical limit (Inpatient and day surgery)

The surgical limit depends on the complexity of the operation, according to the Table of Surgical Procedures (TOSP), as given below.

View TOSP [PDF, 632 KB] for the full list of surgeries and their MediSave withdrawal limits

Table of Surgical Procedures (TOSP)

Table of operations	MediSave surgical limit
1A/1B/1C	$240 / 420 / 490
2A/2B/2C	$760 / 1,120 / 1,120
3A/3B/3C	$1,390 / 1,740 / 1,920
4A/4B/4C	$2,380 / 2,440 / 2,540
5A/5B/5C	$2,610 / 2,660 / 2,770
6A/6B/6C	$3,260 / 3,610 / 3,960
7A/7B/7C	$4,340 / 4,830 / 5,290

Colonoscopy screenings

MediSave can be used for screening colonoscopies where recommended by the Screening Test Review Committee from the Academy of Medicine Singapore, subject to the prevailing TOSP withdrawal limit for colonoscopy procedures plus $830 per day for associated day surgery charges.

Radiosurgery treatment

For cancer patients (including Proton Beam Therapy Category 4 for approved clinical indications), there is up to $3,750 per course of treatment on top of the applicable Daily Hospital Charge Limit.

Inpatient stay at other settings

Stay in approved community hospitals

Up to $250 per day for daily hospital charges.

Stay in approved convalescent hospitals

Up to $50 per day for daily hospital charges, subject to a maximum of $3,000 a year.

Treatment in geriatric day hospitals

Up to $150 per day for daily hospital charges, subject to a maximum of $3,000 a year.

If outpatient treatments were undertaken while a patient was hospitalised, the patient will not be eligible to claim separately under the withdrawal limits for outpatient treatment. The eligible claim would be based on the prevailing inpatient withdrawal limits.

Treatments to help with parenthood expenses

MediSave Maternity Package

Prevailing inpatient limits (up to $1,130 for the first two days and $400 for the third and subsequent days in the hospital and applicable surgical withdrawal limit depending on the delivery procedure) plus an additional $900 for pre-delivery medical expenses. For more information, please refer to Marriage and Parenthood Schemes.

Assisted Conception Procedures (ACP)

MediSave may be used for ACP treatment cycles regardless of whether treatment is received in inpatient or outpatient setting. Only the patient’s and her spouse’s MediSave accounts may be used. The withdrawal limits are:

1st cycle - $6,000

2nd cycle - $5,000

3rd and subsequent cycles - $4,000

A lifetime MediSave withdrawal limit of $15,000 per patient for ACP also applies.