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Ministry of Health

Merdeka Generation Package

To honour and thank our Merdeka Generation seniors for their contributions to our nation's development.

Last updated 26 December 2025

On this page

What is in the Merdeka Generation Package?
What are the benefits?
Who is eligible?
How do I apply?

What is in the Merdeka Generation Package?

Includes initiatives to support our Merdeka Generation seniors in their silver years and provide them a better peace of mind about on their healthcare costs.

What are the benefits?

The Merdeka Generation Package currently comprises the following benefits:

  • Benefit #1: Additional Outpatient Care Subsidies

  • Benefit #2: CareShield Life Additional Participation Incentives

  • Benefit #3: Additional MediShield Life Premium Subsidies

Benefit #1: Additional Outpatient Care Subsidies

You will receive more subsidies at Polyclinics, Public Specialist Outpatient Clinics (Public SOCs) and Community Health Assist Scheme (CHAS) GP and Dental clinics.

Enrollees under Healthier SG will receive special subsidies for Healthier SG screening tests and vaccinations at their enrolled Healthier SG Primary Care Provider. They may also receive enhanced subsidies for selected chronic medications under the Healthier SG Chronic Tier at their enrolled Healthier SG GP clinic. Please visit Healthier SG for more information.

Subsidy breakdown

At Polyclinics and Public SOCs*

Additional 25% off remaining bill

for subsidised services and medications

At CHAS Clinics

- Please bring your MG card and your NRIC when you visit CHAS clinics to enjoy your subsidies.

Common Illnesses (e.g. cold, cough)

Up to $23.50 subsidy per visit

Simple Chronic Condition1

Up to $85 subsidy per visit
Capped at $340 per year

Complex Chronic Conditions2

Up to $130 subsidy per visit
Capped at $520 per year

Selected Dental Services
Dependent on procedure

Up to $16 to $261.50 subsidy per procedure

Up to $16 to $620 subsidy per procedure - effective from Q4 2025

Healthier SG Screening

$2 fixed fee for Merdeka Generation (for those not enrolled under Healthier SG)

Nationally-recommended vaccinations

From 1 November 2020 onwards, MG seniors who meet the criteria for vaccination under the National Adult Immunisation Schedule (NAIS) are eligible for subsidies for nationally-recommended vaccinations.

*In order to receive subsidies for Public SOC visits, you will need to be referred from eligible referral sources. For more information on eligible referral sources, please use this link Subsidies for Specialist Outpatient Care at Public Healthcare Institutions.

1 Seeing the doctor for a single chronic condition (e.g. high blood pressure).
2 Seeing the doctor for multiple chronic conditions or a single chronic condition with complication(s).

Clinics under the Community Health Assist Scheme (CHAS)

All MG Seniors will receive more subsidies at CHAS General Practitioner (GP) and dental clinics. Please find list of clinics under the CHAS.

To find out more about CHAS and for the latest updates, please visit the CHAS website.

Polyclinics and Public Specialist Outpatient Clinics (SOCs)

All MG Seniors will receive an additional 25% off their remaining bill for subsidised services and medications at polyclinics and public SOCs. Merdeka Generation benefits for outpatient treatments are available at the following public healthcare institutions:

List of Public Healthcare Instituitions

Polyclinics

  • SingHealth Polyclinics

  • National Healthcare Group Polyclinics

  • National University Polyclinics

Public Hospitals

  • Alexandra Hospital

  • Changi General Hospital

  • Institute of Mental Health

  • Khoo Teck Puat Hospital

  • KK Women's and Children's Hospital

  • National University Hospital (Singapore)

  • Ng Teng Fong General Hospital

  • Sengkang General Hospital

  • Singapore General Hospital

  • Tan Tock Seng Hospital

  • Woodlands Health Campus

Public Specialty Centres / Medical Centres

  • Admiralty Medical Centre

  • Jurong Medical Centre

  • National Cancer Centre of Singapore

  • National Centre for Infectious Diseases

  • National Dental Centre of Singapore

  • National Heart Centre of Singapore

  • National Neuroscience Institute of Singapore

  • National Skin Centre (Singapore)

  • National University Centre for Oral Health (Singapore)

  • National University Cancer Institute, Singapore

  • National University Heart Centre, Singapore

  • Singapore National Eye Centre

Benefit #2: CareShield Life Additional Participation Incentives

  • $4,000 participation incentives to join CareShield Life on or before 31 December 2023

  • $3,000 participation incentives to join CareShield Life from 1 January 2024 to 31 December 2024. This will be spread over ten years and used to offset their annual CareShield Life premiums.

CareShield Life is a national long-term care insurance scheme targeted at severe disability and is an enhancement of the ElderShield scheme.

In November 2023, the Ministry of Health announced that the participation incentives for CareShield Life would be extended for another year, until 31 December 2024.

Pioneers will receive participation incentives of $1,875 ($187.50 per year) and additional participation incentives of $1,125 ($112.50) if they join and are covered under CareShield Life by 31 December 2024.

This is in addition to any means-tested premium subsidies that MG seniors may receive.

Infographic showing premium subsidies that MG seniors may receive

Please refer to the Premium Calculator for estimated premiums. For more information on CareShield Life, please use this link.

Benefit #3: Additional MediShield Life Premium Subsidies

  • From 1 July 2019, Merdeka Generation seniors receive additional Merdeka Generation Subsidies of 5% of their annual MediShield Life premiums, increasing to 10% from 76 years old and above, regardless of their household monthly income or the Annual Value of their home. This is on top of the above Premium Subsidies that the seniors may receive. 

  • You can find more information on MediShield Life.

Who is eligible?

Singapore citizens who:

  • Were born from 1 January 1950 to 31 December 1959, and

  • Became a Singapore citizen on or before 31 December 1996.

OR

  • Were born on or before 31 December 1949, and

  • Became a Singapore citizen on or before 31 December 1996, and

  • Did not receive the Pioneer Generation Package.

Those eligible for the Merdeka Generation Package would have received a notification letter in May 2019. Please keep your NRIC address updated with ICA..

How do I apply?

You may check your eligibility for the Merdeka Generation Package via:

  • LifeSG App: Merdeka Generation (MG) Seniors who have successfully logged onto the LifeSG app via SingPass can view their MG e-card. Download the LifeSG app today: Android, iOS.

  • Singpass Mobile App: MG Seniors who are Singapore Citizens may log on to their SingPass mobile app to view their eligibility status for the Merdeka Generation Package.

For more questions, check out our FAQs at AskMOH.