Pioneer Generation Package

To honour and thank our Pioneers for their hard work and dedication in the early years of our nation-building.

Last updated on 26 December 2025

What is in the Pioneer Generation Package?

Includes initiatives to provide our Pioneers affordable healthcare for life.

What are the benefits?

The list of benefits is summarised as follows, with more details provided below.

Benefit #1: MediSave Top-Ups
Benefit #2: Additional Outpatient Care Subsidies
Benefit #3: CareShield Life Additional Participation Incentives
Benefit #4: Special MediShield Life Premium Subsidies
Benefit #5: Pioneer Generation Disability Assistance Scheme

Benefit #1: MediSave Top-Ups

All Pioneers will receive annual MediSave top-ups for life, which range from $300-$1,200¹ depending on birth cohort. These top-ups can be used to further offset premiums for MediShield Life, ElderShield, and CareShield Life. Older Pioneers with serious pre-existing conditions and are paying for additional premiums will receive additional MediSave top-ups of $50-$200 from 2021-2025, to help with their higher MediShield Life premiums.

2025

Birth Cohort	MediSave Top-ups
Born 1934 and earlier	$1,200 + $200 (With serious pre-existing condition)
Born 1935 - 1939	$700 + $50 (With serious pre-existing condition)
Born 1940 - 1944	$500
Born 1945 - 1949	$300

2026 and beyond

Birth Cohort	MediSave Top-ups
Born 1934 and earlier	$1,200
Born 1935 - 1939	$700
Born 1940 - 1944	$500
Born 1945 - 1949	$300

¹The MediSave top-up has been increased from 2025 onwards (originally $200-$800 before 2021, and $250-$900 from 2021 to 2024).

Benefit #2: Additional Outpatient Care Subsidies

More subsidies at Polyclinics, Public Specialist Outpatient Clinics (Public SOCs) and Community Health Assist Scheme (CHAS) clinics.

Enrollees under Healthier SG will receive special subsidies for Healthier SG screening tests and vaccinations at their enrolled Healthier SG Primary Care Provider. They may also receive enhanced subsidies for selected chronic medications under the Healthier SG Chronic Tier at their enrolled Healthier SG GP clinic. Please visit Healthier SG (opens in new tab) for more information.

Subsidy Breakdown

At Polyclinics and Public SOCs*
Additional 50% off remaining bill for subsidised services and medications
At CHAS Clinics - Please bring your PG card and your NRIC when you visit CHAS clinics to enjoy your subsidies.
Common Illnesses (e.g. cold, cough)	Up to $28.50 subsidy per visit
Simple Chronic Condition¹	Up to $90 subsidy per visit, capped at $360 per year
Complex Chronic Conditions²	Up to $135 subsidy per visit, capped at $540 per year
Selected Dental Services Dependent on procedure	Up to $21 to $266.50 subsidy per procedure Up to $21 to $625 subsidy per procedure - effective from Q4 2025
Healthier SG Screening	Free with Healthier SG Screening invitation letter, for Healthier SG screening test(s) and first post-screening consultation, if required
Nationally-recommended vaccinations	From 1 November 2020 onwards, Pioneers who meet the criteria for vaccination under the National Adult Immunisation Schedule (NAIS) are eligible for subsidies for nationally-recommended vaccinations.
In order to receive subsidies for Public SOC visits, you will need to be referred from eligible referral sources*. For more information on eligible referral sources, please use this link Subsidies for Specialist Outpatient Care at Public Healthcare Institutions. ¹ Seeing the doctor for a single chronic condition (e.g. high blood pressure). ² Seeing the doctor for multiple chronic conditions or a single chronic condition with complication(s).

Clinics under the Community Health Assist Scheme (CHAS)

All Pioneers will receive more subsidies at CHAS General Practitioner (GP) and dental clinics, please find list of clinics (opens in new tab) under CHAS.To find out more about CHAS and for the latest updates, please visit Community Health Assist Scheme.

Polyclinics and Public Specialist Outpatient Clinics (SOCs)

All Pioneers will receive an additional 50% off their remaining bill for subsidised services and medications at polyclinics and public SOCs. Pioneer Generation benefits for outpatient treatments are available at the following public healthcare institutions:

List of public healthcare instituitions

Polyclinics	SingHealth Polyclinics National Healthcare Group Polyclinics National University Polyclinics
Public Hospitals	Alexandra Hospital Changi General Hospital Institute of Mental Health Khoo Teck Puat Hospital KK Women's and Children's Hospital National University Hospital (Singapore) Ng Teng Fong General Hospital Sengkang General Hospital Singapore General Hospital Tan Tock Seng Hospital Woodlands Health Campus
Public Specialty Centres / Medical Centres	Admiralty Medical Centre Jurong Medical Centre National Cancer Centre of Singapore National Centre for Infectious Diseases National Dental Centre of Singapore National Heart Centre of Singapore National Neuroscience Institute of Singapore National Skin Centre (Singapore) National University Centre for Oral Health (Singapore) National University Cancer Institute, Singapore National University Heart Centre, Singapore Singapore National Eye Centre

Benefit #3: CareShield Life Additional Participation Incentives

$4,000 participation incentives to join CareShield Life on or before 31 December 2023
$3,000 participation incentives to join CareShield Life from 1 January 2024 to 31 December 2024. This will be spread over ten years and used to offset their annual CareShield Life premiums.

CareShield Life is a national long-term care insurance scheme targeted at severe disability and is an enhancement of the ElderShield scheme.

In November 2023, the Ministry of Health announced that the participation incentives for CareShield Life would be extended for another year, until 31 December 2024.

Pioneers will receive participation incentives of $1,875 ($187.50 per year) and additional participation incentives of $1,125 ($112.50) if they join and are covered under CareShield Life by 31 December 2024.

Infographic showing premium subsidies that PG seniors may receive

Please refer to the Premium Calculator (opens in new tab) for estimated premiums. For more information on CareShield Life, please use this link.

Benefit #4: MediShield Life

Pioneers receive special Pioneer Generation Subsidies of between 40-60% depending on age. This is regardless of their household monthly income or the Annual Value of their home.  
Pioneers also receive $300-$1,200 a year in MediSave top-ups (depending on year of birth) for life, which can be used to pay for their MediShield Life premiums.    
Older Pioneer Generation Seniors who have serious pre-existing conditions also receive additional MediSave top-ups of $50-$200 annually from 2021 to 2025, which can be used to pay for their MediShield Life premiums.    
You can find more information in MediShield Life.

Benefit #5: Pioneer Generation Disability Assistance Scheme

For Pioneers who permanently need assistance in at least three of these Activities of Daily Living:

Feeding
Washing
Dressing
Transferring from bed to chair and vice versa
Toileting
Walking or moving around

Life-long cash assistance of $100 monthly to help Pioneers with their care expenses. To find out more about the scheme, visit the AIC website (opens in new tab) .

Who is eligible?

Singapore citizens who:

Were born on or before 31 December 1949, and
Became a Singapore citizen on or before 31 December 1986.

You may check your eligibility for the Pioneer Generation Package via:

LifeSG App: Pioneers who have successfully logged onto the LifeSG app via SingPass can view their Pioneer Generation (PG) e-card. Download the LifeSG app today: Android (opens in new tab), iOS (opens in new tab).
Singpass Mobile App: Seniors who are Singapore citizens may log on to their SingPass mobile app (opens in new tab) to view their eligibility status for the Pioneer Generation Package.

How do I apply?

Those eligible for the Pioneer Generation Package would have received a notification letter in June 2014.

For more questions, check out our FAQs at AskMOH (opens in new tab).