Pioneer Generation Package

The Government has introduced the Pioneer Generation Package to honour and thank our pioneers for their hard work and dedication in making Singapore what it is today.

The package includes a host of initiatives aimed at making healthcare affordable for our Pioneer Generation for life.

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Who is Eligible?

Singapore citizens who:

  • Were born on or before 31 December 1949, and 
  • Became a Singapore citizen on or before 31 December 1986.

Those eligible for the Pioneer Generation Package would have received a notification letter in June 2014. Please keep your NRIC address updated with ICA by using his link.

You may check your eligibility for the Pioneer Generation Package via:

  • LifeSG App: Pioneers who have successfully logged onto the LifeSG app via SingPass can view their Pioneer Generation (PG) e-card. Download the LifeSG app today: Android, iOS.
  • Singpass Mobile App: Seniors who are Singapore Citizens may log on to their SingPass mobile app to view their eligibility status for the Pioneer Generation Package.

What are the Benefits?

A list of the benefits is summarised as follows, with more details provided below.

  • MediSave Top-Ups
  • Outpatient Care Subsidies
  • CareShield Life Additional Participation Incentives
  • Special MediShield Life Premium Subsidies
  • Pioneer Generation Disability Assistance Scheme

MediSave Top-Ups

All Pioneers will receive annual MediSave top-ups for life, which range from $250-$9001 depending on birth cohort. These top-ups can be used to further offset premiums for MediShield Life, ElderShield, and CareShield Life. Older Pioneers with serious pre-existing conditions and are paying for additional premiums will receive additional MediSave top-ups of $50-$200 from 2021-2025, to help with their higher MediShield Life premiums.

2021 to 2025
PG MSV 2021-2025

2026 and beyond
PG MSV 2026 and beyond

    1 The MediSave top-up has been increased from 2021 onwards (originally $200-$800).

Outpatient Care Subsidies

  • More subsidies at Polyclinics, Public Specialist Outpatient Clinics (Public SOCs) and Community Health Assist Scheme (CHAS) clinics.

    At Polyclinics and Public SOCs*

    Additional 50% off remaining bill

    for subsidised services and medications

    At CHAS Clinics

    - Please bring your PG card and your NRIC when you visit CHAS clinics to enjoy your subsidies.

    Common Illnesses

    (e.g. cold, cough)

    Up to $28.50 subsidy per visit

    Simple Chronic Condition 1

    Up to $90 subsidyper visit,

    capped at $360 per year

    Complex Chronic Conditions 2

    Up to $135 subsidy per visit,

    capped at $540 per year

    Selected Dental Services

    Dependent on procedure

    $21 to $266.50 subsidy per procedure

    Recommended Health Screening

    through Screen for Life

    Free with Screen for Life invitation letter, for recommended screening test(s) and first post-screening consultation, if required

    Nationally-recommended vaccinations

    From 1 November 2020 onwards, Pioneers who meet the criteria for vaccination under the National Adult Immunisation Schedule (NAIS) are eligible for subsidies for nationally-recommended vaccinations.

    * In order to receive subsidies for Public SOC visits, you will first need to be assessed and referred by a CHAS clinic or polyclinic. The doctor will refer you to a Public SOC as a subsidised patient if needed.
    1Seeing the doctor for a single chronic condition (e.g. high blood pressure).
    2Seeing the doctor for multiple chronic conditions or a single chronic condition with complication(s).

To find out more about CHAS and for the latest updates, please use this link.

CareShield Life Additional Participation Incentives

  • $3,000 participation incentives to join CareShield Life from 1 Jan 2024 to 31 Dec 2024

CareShield Life is a national long-term care insurance scheme targeted at severe disability and is an enhancement of the ElderShield scheme.

In Nov 2023, the Ministry of Health announced that the participation incentives for CareShield Life will be extended for another year, until 31 Dec 2024.

Additional $1,125 participation incentives for Pioneers who join CareShield Life. Together with the $1,875 participation incentive announced earlier, all Pioneers will receive a total of $3,000 in participation incentives. This will be spread over ten years and used to offset their annual CareShield Life premiums, if they join CareShield Life by 31 Dec 2024. This is in addition to any means-tested premium subsidies that Pioneers may receive.


Please refer to the CareShield premium calculator for estimated premiums. For more information on CareShield Life, please use this link.

MediShield Life
Support for all Pioneers MediShield Life premiums with special premium subsidies of up to 60% and MediSave top-ups ($250 - $900). As a result:

  • Pioneers born in 1934 and earlier: Premiums fully covered
  • Younger Pioneers born in 1935 to 1949: About two-thirds of premiums covered
    PG MSHL1 Age Next Birthday is the Pioneer's age on his/her next birthday after the policy renewal date.
    2 There will be an Additional Premium of 30% if the Pioneer has serious pre-existing conditions.
    3 One-off COVID-19 subsidy (Year 1) is applied in this column.

For more information on MediShield Life, please use this link.

Pioneer Generation Disability Assistance Scheme
For Pioneers who permanently need assistance in at least three of these Activities of Daily Living:

  • Eating
  • Bathing
  • Dressing
  • Transferring
  • Toileting
  • Walking or moving around

Life-long cash assistance of $100 each month to help Pioneers with their care expenses. Please use this link to find out more about the scheme.

At which healthcare providers can Pioneers enjoy additional subsidies for outpatient care?

At clinics under the Community Health Assist Scheme (CHAS)

All Pioneers will receive special subsidies at CHAS General Practitioner (GP) and dental clinics.

A list of clinics under the CHAS can be found by using this link.

At Polyclinics and Public Specialist Outpatient Clinics (SOCs)

All Pioneers will receive an additional 50% off remaining bill for subsidised services and medications at polyclinics and public SOCs.

Pioneer Generation benefits for outpatient treatments are available at the following public healthcare institutions:


  • SingHealth Polyclinics
  • National Healthcare Group Polyclinics
  • National University Polyclinics

Public Hospitals

  • Alexandra Hospital
  • Changi General Hospital
  • Institute of Mental Health
  • Khoo Teck Puat Hospital
  • KK Women's and Children's Hospital
  • National University Hospital (Singapore)
  • Ng Teng Fong General Hospital
  • Sengkang General Hospital
  • Singapore General Hospital
  • Tan Tock Seng Hospital
  • Woodlands Health Campus

Public Specialty Centres / Medical Centres

  • Admiralty Medical Centre
  • Jurong Medical Centre
  • National Cancer Centre of Singapore
  • National Centre for Infectious Diseases
  • National Dental Centre of Singapore
  • National Heart Centre of Singapore
  • National Neuroscience Institute of Singapore
  • National Skin Centre (Singapore)
  • National University Centre for Oral Health (Singapore)
  • National University Cancer Institute, Singapore
  • National University Heart Centre, Singapore
  • Singapore National Eye Centre

Frequently Asked Questions

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I was born after 31 December 1949 and became a citizen before end-1986. Will I receive the Pioneer Generation package when I turn 65 this year?

The Pioneer Generation package is not meant for all who turn 65 in 5, 10 or 25 years' time.

Rather, it is for the special generation of Singaporeans who were at least aged 16 in 1965 - or are aged 65 and older by the end of 2014.

Initially, the Government had considered providing the Pioneer Generation benefits to those who were at least aged 21 in 1965. However, we received feedback that many started working when they were 16 years old back in 1965. Hence, the qualifying age was lowered.

What should I do if I have misplaced my card and need a replacement?

Please call 1800-650-6060 for assistance.

Where can I receive my Pioneer Generation benefits?

Pioneers can receive special subsidies at polyclinics, subsidised Specialist Outpatient Clinics (SOCs) in the public hospitals, and private General Practitioner (GP) and dental clinics under the Community Health Assist Scheme (CHAS).

Please refer to section “What are the Benefits?” for more details of the benefits.

I would like to donate my Pioneer Generation - MediSave top-ups. How can I do so?

Thank you for your kind spirit of generosity. We are glad that you are considering donating. However, we regret that you cannot donate your MediSave top-ups because they are meant for your healthcare needs.

Instead, we encourage you to donate an equivalent cash sum (if you wish) to those in need. You may do so via online fundraising platforms such as (by the National Volunteer & Philanthropy Centre) or to Community Chest (by the National Council of Social Service).

I would like to appeal for the Pioneer Generation Package. Can I do so, and how?

The Appeals Panel was set up in May 2014 and has carefully considered the criteria for assessing appeals.

If you were born after 31 Dec 1949, please note that no appeals will be received. As explained in response to queries in Parliament and during the debate on the Pioneer Generation Fund Bill, the Appeals Panel recognised that the Government had already adopted a more inclusive approach by extending the Pioneer Generation Package to all those born in 1949 or earlier. Whatever the age set, there will always be those who marginally fall short of it. It would therefore not be feasible or fair to allow age-related appeals without extending the new age criterion to all Singaporeans. Hence, as provided under the Pioneer Generation Fund Act, the Panel decided that it would only consider appeals relating to the citizenship criterion.

For citizenship-related appeals, the Panel considers whether the person had obtained Singapore citizenship shortly after 1986 – the year set as the citizenship cut-off date for eligibility of the Pioneer Generation Package. In addition, it looks at factors such as whether he or she had been in Singapore since the early years of independence, contributed to our society, and had demonstrated clear efforts to sink roots in Singapore.

If you marginally missed the citizenship date of 31 Dec 1986 and you feel that you meet the criteria, please contact us at 1800-2222-888 or with your NRIC number to file an appeal. If you would like to appeal on behalf of a relative, please obtain your relative's consent first.

I am a Pioneer Generation member and have an Integrated Shield Plan, will I benefit from the MediShield Life subsidies?


Integrated Shield Plans (IPs), are made up of (i) MediShield Life and (ii) an enhanced portion providing better benefits and/or higher coverage (in private or Class A/B1 wards in public hospitals). For those with IPs, the special Pioneer Generation MediShield Life subsidies will apply to the MediShield Life component of their IP premium.


Did you know some of these benefits from the Pioneer Generation Package?


Please use this link to find out more.


Please use this link to find out more.


Please use this link to find out more.


Please use this link to find out more.

For more Pioneer Generation related videos, visit YouTube channel.

News Releases


General enquiries:
Silver Generation Ambassador Programme enquiries:

Contact Number

- For general enquiries on Pioneer Generation eligibility, MediSave top-up, and MediShield Life Subsidy, please call,
1800 2222 888
Hotline Operating Hours:

Monday to Friday: 8.30am to 5.30pm
Eves of Christmas, New Year and Chinese New Year: 8.30am to 1.00pm and Public Holidays: Closed

For loss of Pioneer Generation Card and other healthcare-related enquiries, please call,

  • Hotline
    1800 650 6060

  • Hotline Operating Hours:

    Monday to Friday: 8.30am to 8.30pm

    Saturdays: 8.30am to 4.00pm