Premium and Subsidy Tables
This page shows the MediShield Life premium schedules and subsidy tables for Singapore Citizens and Permanent Residents.
Last updated 1 October 2025
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MediShield Life Premium Schedule for Singapore Citizens and Permanent Residents
Applicable for policy start/renewal date on or after 1 April 2025
Table A: Premiums (Before Subsidies)
Age Next Birthday | Annual Premiums (Inclusive of 9% GST) | Age Next Birthday | Annual Premiums (Inclusive of 9% GST) |
|---|---|---|---|
1 - 20 | $200 | 74 - 75 | $1,816 |
21 - 30 | $295 | 76 - 78 | $2,027 |
31 - 40 | $503 | 79 - 80 | $2,187 |
41 - 50 | $637 | 81 - 83 | $2,303 |
51 - 60 | $903 | 84 - 85 | $2,616 |
61 - 65 | $1,131 | 86 - 88 | $2,785 |
66 - 70 | $1,326 | 89 - 90 | $2,785 |
71 - 73 | $1,643 | > 90 | $2,826 |
Premium Subsidy for the Lower- to Middle-Income
For those living in residences with Annual Value of $31,000 or less
Individuals who own more than one property are not eligible for Premium Subsidies.
Permanent Residents receive half of the applicable subsidy rates for Singapore Citizens.
Table B: Premium Subsidies
Age Next Birthday | Subsidy Rates for Singapore Citizens based on Household Monthly Income Per Person | ||
|---|---|---|---|
Lower Income | Lower Middle Income | Upper Middle Income | |
1 - 40 | 25% | 20% | 15% |
41 - 50 | 30% | 25% | 20% |
51 - 60 | 35% | 30% | 20% |
61 - 70 | 40% | 35% | 25% |
71 - 80 | 45% | 40% | 30% |
81 - 85 | 50% | 45% | 30% |
86 - 90 | 55% | 50% | 35% |
> 90 | 60% | 55% | 40% |
Note: Those living in residences with an Annual Value of between $21,001 and $31,000 will receive 10 percentage points less than the subsidy rates shown above. Those living in the residences with an Annual Value of above $31,000 will not receive these subsidies
Pioneer Generation Subsidy
Table C: Pioneer Generation Subsidies
Age Next Birthday | Pioneer Generation Subsidies as Percentage of Premiums |
|---|---|
66 - 70 | 40% |
71 - 80 | 44% - 54% |
81 - 90 | 54% - 59% |
> 90 | 60% |
Merdeka Generation Subsidy
Applicable for policy start/renewal date on or after 1 July 2019
Table D: Merdeka Generation Subsidies
Age Next Birthday | Additional Merdeka Generation Subsidies as Percentage of Premiums |
|---|---|
60 - 75 | 5% |
76 and above | 10% |